Question 1

How does the debt simplification work?

Accepted Answer

The expense splitter uses a debt simplification algorithm to minimize the number of transactions needed to settle all debts. Instead of multiple back-and-forth payments, it calculates the optimal set of transfers.

Question 2

Is this a free alternative to Splitwise?

Accepted Answer

Yes — Formly's expense splitter offers core bill-splitting functionality for free with no account required. It's perfect for trips, group dinners, and shared household expenses.

Question 3

Can I split expenses unevenly?

Accepted Answer

Currently the splitter divides shared expenses equally. For unequal splits, you can add separate expense entries for each person's share.

Question 4

Is my expense data saved?

Accepted Answer

No — all calculations happen in your browser and nothing is stored on our servers. Your financial data stays private.

Expense Splitter

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